Everybody’s Talking About This New Law but Does It Help Buyers?
If you’ve caught any recent real estate chatter, you’ve probably heard about the fallout from the big commission lawsuit and the new rules around buyer-agent pay. Some see it as a game changer, others worry it overcomplicates things. And while that might sound dramatic, the real question is this: what does it actually mean for you as a buyer in 2025?
A major lawsuit questioned how commissions worked, and it led to a significant settlement with the National Association of REALTORS. Traditionally, the seller paid both their agent and the buyer’s agent from the sale proceeds. Starting later this year, buyer-agent commissions might not appear in MLS listings anymore, and buyers may be required to sign a written agreement with their agent outlining how they will be paid. This isn’t about adding extra costs. It’s about making the payment process open and clear.
The NAR settlement details explain what triggered these new rules and when they take effect.
At first glance, this might seem like a hassle or a surprise fee. But the purpose is clear communication. Instead of blurbs buried in MLS fine print, now you’ll know exactly what your agent's compensation is, upfront.
In many cases, your agent will still ask the seller to cover their fee through your offer. If that doesn’t happen, you’ll negotiate it directly. No hidden steps, just clear terms and better control over how you spend.
Some hopeful analysts say that if sellers aren’t footing the full commission anymore, it could ease upward pressure on prices. But in reality, housing costs depend on supply, demand, and competition, not agent fees alone. One positive takeaway is that buyers can be more selective about their agent and expect true service value. A skilled agent can help you manage this change and protect your interests.
Start by asking your agent how they get paid. It may feel strange at first, but it shows you’re informed. A good agent will explain their fee structure and the services you’ll receive.
Also, ask to see a buyer-broker agreement. This form outlines the agent’s responsibilities and payment terms. It’s not a trap. It’s a document to make sure you and your agent are working with full understanding.
This change isn’t about stopping deals. It’s about honesty. You’ll know who’s getting paid, what they’ll do for you, and how everyone is working to make your purchase successful.
If you’re still unsure, well-known agent and author Ryan Serhant has offered helpful commentary on how transparency, clarity, and smart communication are helping buyers feel more confident in today’s changing market.
You don’t need a law degree to buy a home in 2025. What you do need is someone who communicates clearly, negotiates on your behalf, and makes the process less stressful.
This law may change how commissions are discussed, but it doesn’t change what buyers really need: guidance you trust, numbers that make sense, and someone on your team. Ask questions, review the agreement, and go into the process with more clarity than ever.
Buying a home should feel exciting, not confusing. And this shift could be a helpful step in that direction.
